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SoFi Invest fees: the fine print
Per its official pages, SoFi Invest's full transfer-out fee is $100 (checked Oct 30, 2026).
Last updated · 4 official sources (listed below)
Broker · 5 of 8 facts found on official pages · every fact quoted and dated.
Full ACATS transfer-out fee
$100
"there is a $100 fee to transfer your assets out of SoFi Invest accounts, whether as a partial or full transfer."
Partial transfer-out fee
$100
"there is a $100 fee to transfer your assets out of SoFi Invest accounts, whether as a partial or full transfer."
Reverse split / mandatory reorg fee
Not published
Fee schedule lists only voluntary corporate actions.
Fractional shares after a reverse split
Not published
We haven't found this on an official page yet.
Voluntary reorg / odd-lot tender fee
$50
"Participation in voluntary corporate action … $50"
Plus $100 per security for voluntary corporate action deposit/withdrawal.
DRIP (auto dividend reinvestment)
Yes
"SoFi offers its Members a dividend reinvestment feature that can be enabled for each Active Invest account the Member has at SoFi."
Fractional share trading
Yes
"Fractional Shares - Invest in Partial Shares | SoFi Invest"
Rate on uninvested cash
Not published
Cash-sweep help page (re-read 2026-10-30) says interest is variable and points to an account-level rate; no APY in the page text.
Questions
How much does SoFi Invest charge to transfer an account out?
$100 for a full outgoing transfer; partial transfers: $100, per its official fee page.
What does SoFi Invest charge for tender offers and other voluntary corporate actions?
$50. Plus $100 per security for voluntary corporate action deposit/withdrawal.
Sources
- https://support.sofi.com/hc/en-us/articles/360053593412-How-does-dividend-reinvestment-at-SoFi-work
- https://support.sofi.com/hc/en-us/articles/4408306213773-How-do-I-transfer-assets-out-of-my-SoFi-Invest-account-as-an-ACAT
- https://www.sofi.com/invest/fractional-shares/
- https://www.sofi.com/wealth/assets/documents/sofi-invest-fee-schedule.pdf
Each source was read on or before Oct 30, 2026. Fees and rates change; confirm on the broker's site before acting.