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Fidelity fees: the fine print
Per its official pages, Fidelity's full transfer-out fee is $0, its reverse split / mandatory reorg fee is $0, and it pays 3.52% on uninvested cash as of Oct 22, 2026 (checked Oct 30, 2026).
Last updated · 3 official sources (listed below)
Broker · 7 of 8 facts found on official pages · every fact quoted and dated.
Full ACATS transfer-out fee
$0
"Transfer of assets … $0 … Per Transfer"
One 'Transfer of assets' line; no full/partial split.
Partial transfer-out fee
$0
"Transfer of assets … $0 … Per Transfer"
Same single line as full transfers.
Reverse split / mandatory reorg fee
$0
"Mandatory corporate reorganization … $0 … Per Transaction"
Foreign assets held in USD: 1% of principal.
Fractional shares after a reverse split
Not published
Not on fee schedule or fractional-shares page.
Voluntary reorg / odd-lot tender fee
$0
"Voluntary corporate reorganization … $0 … Per Transaction"
DRIP (auto dividend reinvestment)
Yes
"If you’re participating in our Dividend Reinvestment Program"
Fractional share trading
Yes ($1 min)
"Fractional share quantities can be entered out to 3 decimal places (.001) as long as the value of the order is at least $1.00."
Rate on uninvested cash
3.52%
"your uninvested cash can currently earn a competitive 3.52% … as of October 22, 2026; yield may vary"
7-day yield of the Government Money Market Fund core position (SPAXX). Not an APY; varies daily.
Questions
How much does Fidelity charge to transfer an account out?
$0 for a full outgoing transfer; partial transfers: $0, per its official fee page.
Does Fidelity charge a fee for reverse splits or mandatory reorganizations?
$0. Foreign assets held in USD: 1% of principal.
What does Fidelity charge for tender offers and other voluntary corporate actions?
$0.
Sources
- https://www.fidelity.com/page/manage-cash-rising-costs
- https://www.fidelity.com/trading/commissions-margin-rates
- https://www.fidelity.com/trading/fractional-shares
Each source was read on or before Oct 30, 2026. Fees and rates change; confirm on the broker's site before acting.